In the digital age, credit cards have become indispensable tools for managing finances and making purchases. From cashback rewards and travel benefits to low APRs and balance transfer offers, these cards deliver exceptional value to users. In this article, we’ll look at some of the most popular credit cards of the year. Let’s get started!
Chase Freedom Unlimited®
The Chase Freedom Unlimited® card helps maximize purchases and offers many fantastic benefits. Earn an additional 1.5% cash back on everything you purchase, up to $20,000. This could mean up to $300 cashback in your pocket.
Pros:
-No annual fee
-Intro APR period
-No minimum redemption amount
-High rewards rate
Cons:
-Requires good/excellent credit
Wells Fargo Active Cash® Card
Benefit from a 0% intro APR for 15 months on purchases and qualifying balance transfers. There’s no need to keep track of categories or worry about expiration dates, as your cash rewards won’t expire as long as your bank account remains open. The Wells Fargo Card comes with a $0 annual fee, so you can enjoy all the benefits without any additional cost.
Pros:
-High rewards rate
-Intro APR period
-No annual fee
Cons:
-No bonus categories
Discover it® Cash Back
The Discover Cashback Card lets you enjoy generous cashback rewards on everyday purchases. Earn an impressive 5% cash back on various categories that change every quarter. This includes Amazon.com, grocery stores, restaurants, and gas stations. Additionally, earn unlimited 1% cash back on all other purchases, ensuring you never miss out on rewards.
Pros:
-No annual fee
-Bonus categories
-Cash rewards
-Intro APR period
Cons:
-Complicated rewards
-Lower acceptance abroad
-Spending caps on bonus rewards
Chase Sapphire Preferred® Card
Earn 80,000 bonus points by spending $4,000 on purchases within three months of opening your bank account. That’s equivalent to $1,000 when redeemed through Chase Ultimate Rewards®, giving you incredible value from the start.
Get 5x points on travel tickets bought through Chase Rewards®, 3x points on dining, and 2x points on all other travel purchases. Enjoy a $50 annual Ultimate Rewards Hotel Credit and more exclusive perks that enhance your travel experiences.
Pros:
-New cardholder bonus offer
-Bonus categories
-Primary rental car coverage
-Flexible rewards redemption
-Transfer partners
Cons:
-Has an annual fee
-Requires good/excellent credit
-Complicated rewards
